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Meridian CPA Review is not affiliated with AICPA, NASBA, or any state board of accountancy. CPA exam content is based on publicly available AICPA Blueprints. All practice questions, simulations, and explanations are provided for educational purposes only and do not constitute professional tax, audit, accounting, or legal advice. Always consult a qualified CPA or attorney for professional advice.

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How to Become a CPA

A complete step-by-step guide to earning your Certified Public Accountant license in 2025-2026.

Note: CPA requirements vary significantly by state. This guide provides general information only. Always verify current requirements with your state board of accountancy and NASBA before making decisions.

Overview: The Path to CPA Licensure

Becoming a Certified Public Accountant (CPA) requires meeting education requirements, passing the Uniform CPA Examination, gaining supervised work experience, and obtaining your license from a state board of accountancy. The specific requirements vary by state, but the general pathway is similar across the U.S. The reward is significant — CPAs earn a substantial salary premium over non-certified accountants, making the investment well worth the effort.

150
Credit Hours (typical)
4
Exam Sections
1-2
Years Experience
75
Passing Score

6 Steps to Become a CPA

1

Meet Education Requirements

Most states require 150 semester hours of college education, including specific accounting and business courses.

  • Bachelor's degree required (accounting or related field)
  • 150 credit hours total (some states allow 120 to sit for exam)
  • Typically 24-30 hours in accounting courses
  • Typically 24 hours in business courses
  • Requirements vary by state - check your state board
Typical timeframe: 4-5 years (undergraduate + additional credits)Check your state requirements
2

Apply to Take the CPA Exam

Submit your application through your state board of accountancy and receive your Notice to Schedule (NTS).

  • Contact your state board of accountancy
  • Submit official transcripts
  • Pay application and exam fees
  • Receive Notice to Schedule (NTS) - valid for a limited time
  • Schedule your exam sections at a Prometric testing center
Typical timeframe: 2-8 weeks for approvalVisit NASBA for application info
3

Pass All CPA Exam Sections

Complete the three core sections (FAR, AUD, REG) plus one discipline section of your choice (TCP, BAR, or ISC).

  • FAR - Financial Accounting & Reporting
  • AUD - Auditing & Attestation
  • REG - Regulation (Tax & Business Law)
  • Plus one discipline: TCP, BAR, or ISC
  • Must pass all sections within 30 months (rolling window)
  • Passing score is 75 on each section
Typical timeframe: 12-18 months averageExplore exam sections
4

Gain Required Work Experience

Most states require 1-2 years of accounting experience under a licensed CPA's supervision.

  • Typically 1-2 years (1,800-2,000 hours) required
  • Must be supervised by an active licensed CPA
  • Experience in public, private, or government accounting
  • Some states allow experience before or during exam
  • Documentation required for verification
Typical timeframe: 1-2 yearsCheck experience requirements by state
5

Pass the Ethics Exam

Many states require passing an ethics exam covering professional standards and conduct.

  • AICPA Professional Ethics exam (most common)
  • Open-book, self-study format
  • Passing score typically 90%
  • Some states have their own ethics requirements
  • Required before or after other requirements
Typical timeframe: 1-2 weeks of studyAICPA Ethics information
6

Apply for Your CPA License

Submit your license application to your state board after meeting all requirements.

  • Complete license application with your state board
  • Submit verification of exam scores, education, and experience
  • Pay licensing fees
  • Some states require background check
  • Receive your CPA certificate and license
Typical timeframe: 2-6 weeks for processingFind your state board

Cost to Become a CPA

The total cost varies widely depending on your state, educational path, and choice of study materials. Here's a general breakdown of expenses:

ExpenseEstimated CostNotes
CPA Exam Application Fee$50-$200Varies by state
CPA Exam Fees (per section)$250-$3004 sections total
CPA Review Course$0-$3,500Wide range of options
Ethics Exam$150-$250If required by state
License Application Fee$50-$500Varies by state
Total Estimated Cost$1,500-$5,000+Depending on choices

* These are estimated ranges. Actual costs vary by state and individual circumstances. Does not include education costs (college tuition).

Understanding the CPA Exam

The Uniform CPA Examination consists of three core sections that all candidates must pass, plus one discipline section of your choice. The exam tests entry-level competencies required for CPAs. Choosing the right order to take your sections can make a real difference in your momentum and overall timeline.

Core Sections (Required)

  • FAR - Financial Accounting & Reporting
  • AUD - Auditing & Attestation
  • REG - Regulation

Discipline Sections (Choose One)

  • TCP - Tax Compliance & Planning
  • BAR - Business Analysis & Reporting
  • ISC - Information Systems & Controls

Key Exam Facts

Passing score:75 (on a scale of 0-99)
Time limit per section:4 hours
Credit validity:30 months from first passed section
Testing windows:Year-round (continuous testing)
View current CPA exam pass ratesEstimate your study hours

Frequently Asked Questions

How long does it take to become a CPA?

The total time varies significantly. After completing your education (4-5 years), most candidates spend 12-18 months passing the CPA exam while also completing their experience requirement (1-2 years). If you work during your studies and exam prep, the total timeline from starting college to licensure is typically 6-8 years.

Can I take the CPA exam without 150 credit hours?

Some states allow you to sit for the CPA exam with 120 credit hours (a bachelor's degree), but you'll need 150 hours before you can be licensed. Check your specific state's requirements, as this varies significantly.

Do I need a degree in accounting to become a CPA?

Not necessarily. While an accounting degree is the most direct path, many states accept degrees in related fields (business, finance) combined with specific accounting coursework. You'll typically need a certain number of accounting and business credit hours regardless of your major.

Can I become a CPA without work experience?

You can pass the CPA exam without work experience in most states, but you cannot receive your CPA license until you complete the required experience (typically 1-2 years under CPA supervision). Some states allow you to use the "CPA Exam Qualified" designation in the meantime.

Is the CPA exam difficult?

The CPA exam is considered one of the most challenging professional exams. Pass rates typically range from 40-60% depending on the section. However, with adequate preparation (typically 300-400+ hours of study total), most dedicated candidates eventually pass all sections.

Can I transfer my CPA license to another state?

Yes, most states have reciprocity agreements that allow licensed CPAs to obtain licenses in other states through a streamlined process. Requirements vary, so check with the state board where you want to practice.

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